“Any fool can criticize, condemn, and complain but it takes character and self-control to be understanding and forgiving.” Dale Carnegie – (How to win friends and influence people) There are two types of criticism. The first type is destructive criticism, and the second type is constructive criticism. Learning how to deal with both types of criticism in a positive way is a very important life skill and a crucial part of personal development. It is important to learn to discern between constructive criticism and destructive criticism. This is usually an easy matter, by reading the person’s demeaner and the manner in which the criticism or comments or spoken. Even though…

“The love of money is the root of all evil.” Notice, in the quote from the Bible above, that money is not evil; it is the love of money [one’s attitude towards money] that is evil. Money is a necessary part of living a good life. It influences the quality of our relationships, our level of education, our standard of living, our career, our giving and many other things. The most important thing concerning money is our attitude toward it; how much is enough; how to invest it for the future; how to spend it and how to give it away. Which of the three attitudes towards money listed below…

“Your personal philosophy is the greatest determining factor in how your life works out.” – Jim Rohn Everyone wants their life to work out for the best, but not everyone plans for it. In essence, everyone has a personal philosophy, either an unplanned, undefined one or a highly planned and defined one. I must confess that most of the early years of my life, the first kind would characterize me; although, I doubt that I was any different from most. I realize now that I was not living at my full potential.  I wonder how different it would have been if I had understood the importance of developing a personal…