• • Managerial skills

    10 Ways to Get Out of Debt and Stay Out

    People usually dig themselves into a financial hole by their spending habits. If your debts keep piling up, you need carefully to examine your spending habits and make some corrections. If you follow these 10 ways to get out of debt and stay out, you should be able to dig your way out of the negative financial hole. 1.    Plan a spending budget: Living above your means is unsustainable and will eventually bring you down. You cannot work for average wages and expect to live as if you are rich.  Plan a budget based on your take home pay and stick with it. Remember, it is not necessarily how much…

  • Uncategorized

    Only Three Feet From The Gold…

    Website DIVISIONS (Over 600 articles to help you to grow in every facet of your life) Written by Jimmie Burroughs Email this article to a friend One of the most important books ever written on personal development was “Think and grow rich” written by Napoleon Hill in 1937. Below is an excerpt from this great book, an actual true story that demonstrates how close people often come to reaching their goals in life only to quit just before they reach them. “One of the most common causes of failure is the habit of quitting when one is overtaken by temporary defeat. Every person is guilty of this mistake at one…